Manulife Financial is among the oldest Canadian life insurers, as well as one of the largest financial institutions in the world. As an insurer, Manulife operates an extensive array of in-force insurance from life insurance to critical illness and disability insurance products. Their policies may be enforced as needs arise, or combined into a unique catchall policy that provides total protection for homeowners.
Manulife Term Life Insurance – For temporary needs, this term life policy can offer 10 or 20 year terms. For longer term needs, policies up to age 65 or age 100 are also available. This policy is also available with life insurance riders for children.
Manulife Whole Life Insurance – This permanent life policy helps build tax-deferred equity and cash value over time, while providing immediate cash values to help cover emergency costs as it grows.
Manulife Universal Life Insurance – Available as limited pay or life pay. With this policy, you can enjoy guaranteed premiums alongside wealth management options that let you build value for the future, which can be used however you need it.
Manulife Critical Illness Insurance – Available as a basic policy – which covers 5 common critical illnesses. Also available as a full policy, which provides illness coverage for a wider spectrum of conditions, as well as providing a living benefit for long term care needs.
Manulife Disability Insurance – Provides an income replacement for business owners and self-employed individuals whom rely on a steady income to provide for their families. Available as direct income compensation, or as accident protection.
Manulife Synergy – An all-in-one insurance plan that draws benefits for life, critical illness, and disability claims from a shared benefits pool. Ideal for individuals looking for the maximum protection possible where cost is a concern.