Insurance from your lender covers solely the balance of your loan, for as long as the loan remains, and does not cover any other financial obligations. While a mortgage can be a very significant financial responsibility; it’s by no means the only one.
Getting insured independently of your lender gives you the flexibility and control to make your insurance policy work for you. We offer both temporary protection for short-term needs, and permanent protection for lifelong financial security. You can decide what parts of your life are worth protecting, not just your mortgage.