The dog days of summer have come and gone once again, and the cooler temperatures are creeping up with the fall season. With sweater weather upon us, making your home a little warmer for your family and guests is natural this time of year. We have some essential home tips that will refresh your space and give it that calm and cozy feeling that suits autumn and all its splendor. Continue reading
Adding more plants to your home can help create a more inviting and warmer living space for your family, neighbours and other guests. Normally people adorn their windowsills and outdoor spaces with potted plants, but there are other more creative ways to incorporate plants into the living spaces of your home. Creating a happier home starts with adding greenery and here are 7 ways to get imaginative with your plant decorations. Continue reading
The winter season is fast approaching again and before we know it we’ll be faced with snow, slush, and ice on a day-to-day basis. All of these aspects of winter not only have an effect on our morning and evening commutes but on our homes as well! Whether it’s the interior or exterior of your home, the cold temperature and snowfall can have a serious impact if you do not prepare beforehand.
This week, we’re taking a closer look at what you can do to get your home ready for winter. By taking the time to put these maintenance tips into action now, you will save both time and money in the long run. Continue reading
Your lender’s mortgage loan insurance plan can seem like a quick and easy solution to covering your mortgage, but the reality is that it can actually work against you and your loved ones. Today we’re taking a closer look at why independent insurance is a much better coverage option that will keep your home in your family’s hands and protect them from dealing with mortgage costs if you were to pass away. Continue reading
Many Canadians dream about being a homeowner and work hard to finally be able to afford a place that is their own. But after all those years of hard work, time, and effort what happens if you or your spouse suddenly passes away?
Without the right insurance coverage your loved ones will be faced with the responsibility of covering the cost your mortgage. The benefit of a life insurance plan can take care of your mortgage and keep your family financially stable during a difficult time. Continue reading
Getting turned down for a mortgage application from the bank is more of a common occurrence than people think, especially today with rules and regulations becoming much stricter. Besides your job status and down payment amount, there are a number of other factors that can lead to your application being turned down.
If you do get denied for a mortgage application don’t let the disappointment get to you, try to see the situation as a learning experience. Whether it’s for your first application or if you’ve been denied and are trying again, knowing the common reasons why denials happen is a great way to ensure everything goes smoothly for you. Here are some of the more common issue that can lead to a mortgage application denial. Continue reading
The dream of every homeowner is to completely own their home and eliminate any remaining mortgage debt. But finally paying off your mortgage quickly and painlessly is often easier said than done nowadays and many simply stick to their predetermined payment schedule. In the end, there is nothing wrong with steadily paying off your debt at a comfortable pace, but there are those who want to get ahead and own their home faster.
If you don’t have a lot of other outstanding debts or loans to cover, why not take some steps to paying off your home faster? This week, we’re taking a quick look at some mortgage busting strategies you can use to help make your home truly yours at a quicker rate. Continue reading
The luxury of having a great air-conditioning unit is not lost on many people during these hot summer days and nights. But the high costs that come with using this summertime luxury is a price that many homeowners both are aware of and dread. What can we do? The heat from the season can be tough to bear without some form of relief and overuse of A/C will only end up costing you more by the time fall comes around.
With this issue in mind, we’ve created a list of useful energy and money-saving cooling ideas that will keep your home much cooler without relying solely on A/C. There are many simple and quick home cooling strategies that are lost on many homeowners and we hope to shed some light on these changes now. Continue reading
After narrowing down your exhausting house hunting search and finally deciding on your new home, it’s understandable to want to make an immediate offer and get the process over with. It’s also reasonable to feel uncomfortable and pressured when buying a home in a seller’s market. Either way, you need to be prepared to take a little time to do some investigations before you choose to dive into negotiations.
This week, we’re taking a look at what you should be considering before you decide to start making any offers on a home. Don’t let temptations or pressure push you into buying a house without contemplating the steps below. Continue reading
Besides the kitchen, the living room is perhaps the most important room in any home. This is because this living space is typically where families spend most of their time both with and without guests. Since the living room is so vital to a home, it’s important to ensure that it’s a highly functional and comfortable space. This week, we’re taking a look at some tips for redesigning your living room so it can better serve you and your family’s needs. Continue reading